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Services

Residential Mortgage Financing (Our core focus)

Our team specializes in residential financing — this is the foundation of our business and the area where we deliver the strongest results.

Our Residential Expertise Includes:

Self-employed mortgage solutions (expertise in complex, non-traditional income)

Traditional mortgage qualification

First-time homebuyers

New-to-Canada programs

Renovation & Purchase-Plus-Improvements programs

New home construction mortgages

Mortgage refinances and equity take-outs

Mortgage renewals

Credit rebuilding solutions

Access to reputable Rent-to-Own programs

Partnerships with vehicle refinancing companies

Commercial Financing (Secondary Service)

Commercial lending is available specifically for:

CMHC / MLI Select multi-family projects

Investment Properties & Commercial Financing

Investment Properties & Commercial Financing (Secondary Service)

Smart Lending Solutions for Investors, Developers, and Business Owners

Real estate investment is one of Canada’s strongest wealth-building strategies—and the right financing structure can make all the difference. Fast Track Mortgages provides tailored lending options for residential investors, commercial property buyers, developers, and business owners across Canada.

With access to 57+ lenders, including major banks, monoline lenders, credit unions, and commercial lending specialists, we secure financing designed to support growth, maximize returns, and protect your long-term financial position.

Our Investment & Commercial Financing Solutions

We help clients secure competitive lending for:

  • Rental properties (1–4 units)
  • Multi-unit residential buildings
  • Mixed-use properties
  • Commercial buildings (office, retail, industrial)
  • Land acquisition & development
  • Construction financing
  • Bridge loans & equity take-outs
  • Commercial refinancing & restructuring

Who We Support

Our commercial & investment lending clients include:

  • Real estate investors
  • Builders & developers
  • Business owners
  • Professionals purchasing commercial space
  • Corporations seeking refinancing or expansion
  • New investors entering the market

Whether you’re expanding your portfolio or purchasing your first investment property, Fast Track Mortgages ensures your financing aligns with your strategy, budget, and future goals.

Reverse Mortgages

Empowering Canadians 55+ With Financial Freedom and Stability

A reverse mortgage is more than a financial product—it’s a retirement solution that provides flexibility, security, and independence for Canadians aged 55 and older. Fast Track Mortgages helps seniors unlock the value in their home without selling, downsizing, or taking on monthly mortgage payments.

How a Reverse Mortgage Works

A reverse mortgage allows homeowners to access up to 55% of their home’s equity as tax-free cash.
You can receive the funds as:

  • A lump-sum payment
  • Monthly income
  • Or a combination of all three

Best of all: You remain the owner of your home, and there are no monthly mortgage payments required.

Why Seniors Choose Reverse Mortgages

Reverse mortgages can be used to:

  • Supplement retirement income
  • Pay off existing mortgages or debts
  • Cover medical or long-term care costs
  • Renovate or modify the home for safety
  • Support children or grandchildren
  • Increase financial flexibility during retirement
  • Tax-free funds
  • No impact on CPP, OAS, or GIS
  • Maintain full ownership and control of your home
  • Flexible payout options
  • No monthly mortgage payments
  • Low, competitive rates through our national lender network

Who Qualifies

Reverse mortgages are available for:

  • Homeowners aged 55+
  • Primary residences
  • Properties in urban or suburban areas
  • Homes with sufficient equity

Every reverse mortgage is customized to ensure it fits the homeowner’s financial needs, long-term plans, and retirement goals.

Fast Track Mortgages provides transparent guidance, clear explanations, and careful planning to ensure seniors make fully informed decisions that support their financial wellbeing.

Why Choose Us

Your Trusted Partner in Home Financing

Personalized Mortgage Solutions

Every client’s financial situation is unique, and so are our solutions. We customize mortgage strategies designed around your income, goals, and long-term vision

Fast & Easy
Pre-Approvals

Get pre-approved quickly with a streamlined process that ensures accuracy, clarity, and confidence before you shop for a home.

Expert Support Access to 40+ Lenders

Work with a team that understands lender policies, guidelines, and products across more than 40 lending institutions. We match you with the right lender, every time.

Chartered Financial Divorce Specialist

Receive guidance from a specialist trained in financing solutions during separation and divorce — ensuring fairness, clarity, and financial protection for all parties involved.